As you know, the pandemic has turned our economy upsidedown. Millions of people are faced with new and unforeseen threats to the financial health they've worked a lifetime to achieve. 

If you are facing any of the property situations below, reach out NOW to get more information and understand what your options are. 

Forbearance- This is when a homeowner can't make their mortgage payment and they ask their lender for 90 days of no payments. The problem is that at the end of those 90 days, the homeowner has to pay back all 90 days of those payments in on shot. 

Late on Payments (Pre-Foreclosure)- occurs when a homeowner fails to make mortgage payments prompting the lender to issue a notice of default. This is a legal notice and means that the lender has begun the legal process of foreclosures. 

A lien- This is a legal claim or a right against property and can exist as a result of legal action. Liens can also exist as a result of legal action - HOA liens, tax liens, judgment liens, mechanic or construction liens. 

Above all, don't panic, the best thing is to take proactive steps and get as much information as you can. Keep in mind that you're not alone and that there are options to help you come out on the other side of this. 

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